>Know How to apply in emirates Islamic bank for personal loan
Posted by Gulfmoney on August 9th Cheap Wholesale NFL Jerseys , 2017


Personal loans are taken for covering short term finance needs and emirates Islamic banks provide you the facility of personal loan to their customers. People can use their credit cards in personal loan to meet short term expenses like children fees, travelling, wedding expense, college fees etc. Emirates Islamic bank provides personal loan on two interest rates which are flat rates and reducing rates. In flat rate interest rate system, you have to pay interest on the monthly installment and in the reducing interest rate, the interest rate is charged on the reducing amount of the principal each month. There are certain things that you need to consider while going for taking personal loan in emirates banks which are mentioned below:


Step to take personal loan from Emirates Islamic Bank


1. Enquire with Financier- The very first step is to be in touch with a lender. Visit lender to know what they are offering in their personal loan. He will explain you all the benefits like finance available to self employed and salaried person Cheap NFL Jerseys From China , competitive profits rates, financing up to 3 million UAE citizens and approval in 24 hours, preapproved credit cards and 100% discount on first year’s annual fees, nominal processing fees, policy terms and certificate of insurance cover etc.


2. Document Collection- After explaining your needs to the banker, they will collect some documents for their documentation like completed application form Cheap NFL Jerseys China , copy of valid passport with UAE visa, bank statement of last 3 months, salary transfer letter or salary certificate, account opening form for share trading, liability letter and trade license etc. When you submit all these documents to the banker, he will move on the further step of investigation.


3. Field Investigation Agency Representative Visit- After submitting the document Cheap NFL Jerseys , a field investigating officer will visit your home and will check the information provided in the application form. It is important for you to stay at home while he makes his visit otherwise the investigator will reject your application form and you will not get your personal loan.


4. Loan Approved- Once the banker is satisfied with the information provided in various documents; he will disburse your personal loan amount through cheque and demand draft.


About the Author:


This article is written by Aquib Nihal, associated as CEO & Co-Founder at Gulfmoneyonline. We are gulfmoneyonline that provides facility of different loans to the customers and you can take loan with us and save your time. You can fill up your details online and let us process your loan. You can apply on our website mentioned above and get your loan instantly.

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